Resources on Health Reform from National Association of Health Underwriters

On March 23, 2010, President Obama signed H.R. 3590, the Patient Protection and Affordable Care Act and on March 30, 2010, H.R. 4872, the Health Care and Education Affordability Reconciliation Act of 2010, a companion package of "fixes" to H.R. 3590, was signed into law. Taken together, the two measures make the most profound changes to our country's private-market health care system in 50 years.

Many provisions of the new health reform law impact American employers and private health insurance consumers immediately, while others take effect over the course of the next eight years. Below are resources that will help you make sense of all the reforms and changes.

Overview of the Legislation

The two final pieces of legislation total nearly 1,000 pages and contain market reforms, an individual mandate, the creation of exchanges, new taxes and more.

Text of H.R. 3590, the Patient Protection and Affordable Care Act.

Text of H.R. 4872, the Health Care and Education Affordability Reconciliation Act of 2010.

Joint Committee on Taxation (JCX-18-10): Technical Explanation of the Revenue Provisions of the Reconciliation Act of 2010, as amended, in Combination with the Patient Protection and Affordable Care Act.

Summary of Potential Employer Penalties Under PPACA (P.L. 111-148) - Congressional Research Service report, April 5, 2010

Insurance Coverage of Adult Children up to Age 26 (CRS Memorandum)

White House Fact Sheet on Reinsurance Program for Early Retirees added 4/16/10

Health-Related Revenue Provisions in the PPACA - Congressional Research Service report, April 8, 2010 added 4/19/10

Regulations Pursuant to the PPACA - Congressional Research Service report, April 13, 2010 added 4/19/10

Private Health Insurance Provisions in PPACA - Congressional Research Service report, April 15, 2010 added 4/20/10