Our mission is to demonstrate excellence in offering employee benefit solutions. We are here to create a working environment that allow your employees to be the best they can be. Benefits NW, Inc. is a member of the National Association of Health Underwriters (NAHU) and Association of Washington Business (AWB) for continuing education and to continue to improve our service and professional standard. Your health insurance plan is a crucial part of your overall financial well being. Here at Benefits NW Inc. you will find a great selection of Washington and Oregon health / medical plans allowing you to choose insurance that will meet your personal benefit needs while helping you stay within your budget.
We make available individual health plans that include:
- Traditional Indemnity, You may see any participating provider.
- Preferred Provider Organization (PPO) -- You should see a Preferred Provider to get maximum benefit from the plan.
- Point of Service Plans (POS), -- Generally you must see a primary care provider for your first visit for any new condition to get maximum benefits and then get referred to specialist physicians if necessary.
- Health Savings Accounts (HSA) -- These plans are high deductible plans suited for healthier individuals/families and offer the most tax efficient strategies to pay for out of pocket medical, dental and vision costs. HSA plans are typically PPO plans.
Health plans can vary in many ways including deductible amounts, coinsurance rates, maximum lifetime benefits how much prescriptions are covered, whether the plan covers self employed persons on the job (24 hour coverage) and the size of the provider network. Available health insurance plans vary also based on your geographic area and even zip code.
We also serve the small business and group health insurance marketplace. Plans vary in coverage similar to individual health insurance however underwriting takes into consideration the status of the entire group of employees and dependents that need to be insured. In some cases, many cases, plan costs are lower than similar benefits for individual coverage.
Whether you are in the market for individual/family health insurance or group insurance for your business, or looking for a Medicare supplement plan just complete the application form. We make it a priority to get back in touch with you by the next business day. After getting the details of your requirements, we will then shop the markets for your particular need and situation.
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