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Our mission is to demonstrate excellence in offering employee
benefit solutions. We are here to create a working
environment that allow our employees to be the best they can be.
We are members of the following professional organizations for
continuing education and to continue to improve our service and
professional standard: NAHU, AWB, please see above to the
right.
Profile of Our
Company:
Benefits NW,
Inc. brings value to the employers and employees we serve!
We help people to better understand their health insurance and
other benefits. We help in selecting the right coverage at
the right price. We offer outstanding customer service
after the installation of new benefits. In many instances,
we have increased benefits and reduce premiums. We
have helped groups to decrease their federal and payroll taxes
and thereby get more benefits per dollar spent.
We save people time and money.
Your health insurance plan is a crucial part of your overall financial
well being. Here at Benefits NW Inc. you will find a great selection
of Washington and Oregon health / medical plans allowing you
to choose insurance that will meet your personal benefit needs while
helping you stay within your budget.
We
make available individual health plans that include traditional
indemnity, (You may see any participating provider), PPO ( You
should see a Preferred Provider to get maximum benefit from the
plan), POS (Point of Service Plans--generally you must see a
primary care provider for your first visit for any new condition
to get maximum benefits and then get referred to specialist physicians
if necessary) and HSA (Health Savings Accounts--these plans are
high deductible plans suited for healthier individuals/families/and
offer the most tax efficient strategies to pay for out of pocket
medical, dental and vision costs. HSA plans are typically PPO plans).
Health plans can vary in many ways including deductible amounts,
coinsurance rates, maximum lifetime benefits how much prescriptions are
covered, whether the plan covers self employed persons on the job (24
hour coverage) and the size of the provider network.
Available health insurance plans vary also based on your geographic area
and even zip code.
We also serve the small business and group health
insurance marketplace. Plans vary in coverage similar to
individual health insurance however underwriting takes into
consideration the status of the entire group of employees and dependents
that need to be insured. In some cases, many cases, plan costs are
lower than similar benefits for individual coverage. Whether you are in the
market for individual/family health insurance or group insurance for
your business, or looking for a Medicare supplement plan, go to the the
"|Get a Free Quote!" button and complete the forms.
We make it a priority to get back in touch with you by the next business
day.
After getting the details of your requirements, we
will then shop the markets for your particular need and situation.
Washington
State Health Insurance. We specialize in Washington State and not Washington DC.
Each state has their own medical insurance plans since it is at the state level
that insurance is regulated.
One of the insurance companies that
we offer is Regence Blue Shield. Regence Blue Shield operates primarily in Western Washington and a
couple of cities in Eastern Washington including Yakima and Walla Walla.
In western Washington Regence Blue Shield offers health insurance in Seattle,
Everett, Tacoma, Olympia, Bellingham, and Bellevue. They have a very large
provider network in the big three populated counties in Western Washington--
Pierce County, King county and Snohomish county. Regence Blue Shield of
Washington has both preferred provider organizations (PPO) and point of
service (POS) plans. Premera Blue Cross , formerly Blue Cross of Washington
is another leading carrier that we handle.
Being a Washington state insurance agent
we have access to many different insurance companies and dental plans. We give free quotes and advice . Choosing insurance in
Washington can be a difficult process. There are many companies to choose
from and many plans within companies. One of the pieces of advice that I
give to my clientele is to not eliminate the possibility of using higher
deductible plans so quickly. Often, I run across people who only want the
highest benefits for their family, when it would be cost effective to move to a
higher deductible/lower cost plan. the advice I give
is try to determine what is the expected level of medical expenses for the
coming year. By doing this one can get a handle on which plans would be
give you the highest benefit for the lowest cost. If the people
that you are insuring are relatively healthy, don't be afraid to use a
high deductible, lower cost health plan. The premiums, which
are a fixed cost each and every month can be substantially reduced by increasing
deductibles and co-pays. As long as the frequency of use is on the lower
end of the spectrum, you the consumer can benefit from a lower overall
cost for premiums and out of pocket expenses. Of course, the opposite can be
true. If you are facing major health and medical bills such as
expected hospitalization, maternity delivery or the people that you are looking
to insure face chronic health problems, a rich benefit combined with the
corresponding higher premium payments may be the most economical overall.
Washngton state basic health plan is
still viable however fewer adults are being covered and generally
children are the largest qualifiers for coverage.
For Oregon Health
insurance, we offer Lifewise of Oregon, Regence Blue Cross Blue
Shield of Oregon, & Kaiser Permanente. For Oregon Dental
Insurance, we offer Dental Health Services, Primestar, & Discount
Dental Plans.
The following are some key
information for employee benefits in other states:
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Health Insurance Network Of Texas
Texas health insurance from a texas agency. We specialize in insurance for children, individuals and families. Free online quotes from companies like blue cross, unicare, world insurance, humana, united healthcare and more. Free consultation.
California Health Insurance Quote
Health Insurance Insights
www.utahinsurance.org
guardian dental insurance
www.utahinsurancequotes.net
Here are some other websites that
might interest you:
Ways To Stop Snoring
Our mission is to provide you with the most accurate and up to date information available regarding diseases and conditions, diet and exercise, women's health, men's health, child health, senior health, mental health, and alternative health.
www.ezsniper.com
Resources
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